Sales managers are the coach of any sales team. Compared to the coach of a sports team a sales manager must direct their players to get accounts. This competitive environment is relative to one sales team verses the other sales team. The objective for the manager in the decision making is to coach his or her sales team to compete and operate their accounts on a day to day basis. The strategy is professionalism, prompt and secure decisions as your team runs the sales floor.

A budget can be the success of any business or home. The reason is because it’s the process of planning. Planning creates logic. Where there is logic there is common sense and great decisions. Budgeting is a form of planning in the money sense. It is a fact that many businesses succeed because of planning and budgeting.  

You cannot file for chapter 7 bankruptcy if you can afford Chapter 13 Bankruptcy or if your monthly income can be assessed enough to pay down your debt in a more appropriate bankruptcy filing. It all depends on income and your financial state.

 Reference: Stephen Elias, Albin Renauer, and Robin Leonard. 2007. How to file Chapter 7 Bankruptcy.  Chapter 1, Pg. 17-18

A price off is a deal. Price offs are very useful in increasing store traffic and sales. Price offs can be referred to as offers or discounts that are seen in advertisement coupons. They provide many incentives for customers and can motivate shoppers to shop at a certain store.

Reference: Clow Baack. 2010. Integrated advertising, Promotion, and Marketing Communications. Chap10, pg. 324

To support the overall company many business require a database. In many situations a database can keep consumer input locked into a company profile to keep customer data for future use. In a competitive and constantly flowing business world databases provide feedback about consumers to help businesses keep customers happy and satisfied. Many businesses have turned to databases to help improve their stance in the market and provide for the common good of the public. Database development can be described as a person telling a customer service representative their information and the customer service representative entering the date into a system for future use.  

 Reference: Clow Baack. 2010. Integrated advertising, Promotion, and Marketing Communications. Chap 11. Pg 349

The DMCA protects from acts of infringement in regards to reporting and disabling certain material used on the web. DMCA also protects software providers from the black market. It is important to note that trading software is illegal in the United States. There are many internet acts being past today to protect not only software but other data material on the web. Be very careful how you handle information and always use references and be careful how you handle software and other data including credit card information.

 Reference: Judy Strauss. Adel El-Ansary. Ramond Frost. 2006. E-Marketing. Pearson.

Mortgage is when a borrower promises to transfer a legal title or certain asset to a lender if the debt is not paid on schedule. It is a deal between a borrower and a lender in regards to an asset saying I will pay you on the day you schedule. Interest is revenue for the payee that is loaning the money which is an expense to the debtor. Revenue is earned money. An expense it money you owe someone.  Interest is if I give you a 50 cent cake that is only worth 50 cent but I charge you 55 cent to make a profit.  I made a 5 cent profit. The 5 cents was the interest I charge you which many times you will see in percentage form.

 Reference: Charles T. Horngren. 2005. Accounting I &II. Pearson. Glossary

When we define sexual harassment we must understand that this is defined as aggressive behavior that includes unwelcoming sexual incentives, sexual request, and any other verbal or physical behavior inflicting sexual behavior on the work room floor. This type of behavior can cause a wide range of problems when trying to run day to day operations. It can drive your work room floor into a club or juke joint if not controlled and prevented. Social Psychologists believe that people who are highly likely to perform sexual harassment associate sex with power of dominance within the work force. In most cases these types of people are not even aware that they are performing such acts. They also believe that the person that they are harassing is accepting of such behavior. Things to prevent sexual harassment include enforcing a dress code, cubicles, and for the most part briefing employees on the consequences of such actions.   

Reference: Shelly E. Taylor. Letitia Anne Peplau. David O. Sears.2006.Social Psychology 12^th edition. Pearson. Chap. 13. Pg. 436-437

First you have Assets which can be described as money, furniture, or a car. Then you have Liabilities which is money you owe people. In regards to liabilities you have Owner’s Equity which adds up to your capital. Capital is the money you have on hand. All these create you balance sheet which reports the assets, liabilities, and owner’s equity of the business. The balance sheet should always balance out once finished. The formula is Assets=Liabilities + Owner’s Equity.

Reference: Charles T. Horngren, Walter T. Harrison, Jr., Linda Smith Bamber, 2005, Accounting I&II, Pearson, Chap 1, pg. 13